Scott Whitwam, Arizona's Foreclosure and Short Sale Expert - Crown Key Real Estate http://www.scottwhitwam.com Arizona's Foreclosure and Short Sale Expert Mon, 02 Apr 2012 18:30:46 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Mesa AZ Real Estate Owners and Legislative Changes http://www.scottwhitwam.com/blog/mesa-az-real-estate-owners-and-legislative-changes/ http://www.scottwhitwam.com/blog/mesa-az-real-estate-owners-and-legislative-changes/#comments Mon, 02 Apr 2012 18:28:41 +0000 Scott http://www.scottwhitwam.com/?p=938 I recently wrote about 2012 being a political year and how that will affect Mesa AZ real estate owners. One big issue at the forefront is the expiration of the Mortgage Forgiveness Debt Relief Act of 2007.

How this will affect Mesa AZ real estate owners will depend on a person’s ability to avoid a foreclosure or short sale. With 50% of existing homes loans upside down, there is still rough seas ahead for homeowners.

Mesa AZ real estate owners may benefit from proposals before the Arizona legislature related to anti-deficiency calculations that could reduce liability for property owners who …

]]> I recently wrote about 2012 being a political year and how that will affect Mesa AZ real estate owners. One big issue at the forefront is the expiration of the Mortgage Forgiveness Debt Relief Act of 2007.

How this will affect Mesa AZ real estate owners will depend on a person’s ability to avoid a foreclosure or short sale. With 50% of existing homes loans upside down, there is still rough seas ahead for homeowners.

Mesa AZ real estate owners may benefit from proposals before the Arizona legislature related to anti-deficiency calculations that could reduce liability for property owners who fall outside of the current anti deficiency protections.

In any event the tax man cometh. Mesa AZ real estate owners who do not act in 2012 may find themselves up against a large tax bill if they wait. Though a bill has been introduced to extend the Mortgage Forgiveness Tax Relief Act through 2015, the political water may not play to that end.

To learn more about Mesa AZ real estate owners and legislative changes listen to the R.E. Scott Real Estate Talk radio program

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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/mesa-az-real-estate-owners-and-legislative-changes/feed/ 0 Arizona’s Anti Deficiency Statute Are You Protected? http://www.scottwhitwam.com/blog/arizonas-anti-deficiency-statute-are-you-protected/ http://www.scottwhitwam.com/blog/arizonas-anti-deficiency-statute-are-you-protected/#comments Mon, 26 Mar 2012 17:05:05 +0000 Scott http://www.scottwhitwam.com/?p=935 When a homeowner is facing foreclosure, it matters not that they live in Mesa or Glendale, Phoenix of Chandler, there are many questions that they will need answers to. One big concern hanging over the head of a distressed homeowner is, what future liability might I have? Unfortunately there is much misinformation that is floating around and much of this misinformation is conveyed by people who should be in the know.

Arizona’s anti-deficiency statutes found in A.R.S. 33-729 & 833 only give limited protections to homeowners facing foreclosure. Since the protections are limited and not absolute there are many foreclosed …

]]> When a homeowner is facing foreclosure, it matters not that they live in Mesa or Glendale, Phoenix of Chandler, there are many questions that they will need answers to. One big concern hanging over the head of a distressed homeowner is, what future liability might I have? Unfortunately there is much misinformation that is floating around and much of this misinformation is conveyed by people who should be in the know.

Arizona’s anti-deficiency statutes found in A.R.S. 33-729 & 833 only give limited protections to homeowners facing foreclosure. Since the protections are limited and not absolute there are many foreclosed homeowners who may face future financial liability. It is highly advised that homeowners facing foreclosure contact a competent attorney who specializes in real estate law.

What about the protection from anti-deficiency for people who attempt to complete a short sale? This is another big question that often gets answered incorrectly. This is one protection that you want to make sure you have correct before you find yourself without a house and still owing a large note to one of your lenders.

Finally there have been two recent court rulings that have expanded and clarified the protections under the Arizona Anti-Deficiency statutes. If you are building a home and cannot complete the project and are foreclosed upon there may be hope.

Listen to this week’s R.E. Scott Real Estate Talk where certified distressed property specialist Scott Whitwam covers the Arizona anti-deficiency statutes.

RE Scott Real Estate Talk broadcast on Arizona’s Anti Deficiency Statute



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/arizonas-anti-deficiency-statute-are-you-protected/feed/ 0 Mesa AZ Real Estate Market Ever Changing http://www.scottwhitwam.com/blog/mesa-az-real-estate-market-ever-changing/ http://www.scottwhitwam.com/blog/mesa-az-real-estate-market-ever-changing/#comments Mon, 19 Mar 2012 18:26:26 +0000 Scott http://www.scottwhitwam.com/?p=931 The Mesa AZ real estate market has seen many changes over the past few years. Most of the changes have been downward. About May of 2011 the home inventory in Mesa began to dry up about the same time buyers started to realize that prices were at or near the bottom.

Since September the Mesa AZ real estate market has seen positive numbers. The number of buyers has stayed strong and prices have been on a slow but steady climb. Home prices in Mesa have been helped by mom and pop investors, first time home buyers and out of state …

]]> The Mesa AZ real estate market has seen many changes over the past few years. Most of the changes have been downward. About May of 2011 the home inventory in Mesa began to dry up about the same time buyers started to realize that prices were at or near the bottom.

Since September the Mesa AZ real estate market has seen positive numbers. The number of buyers has stayed strong and prices have been on a slow but steady climb. Home prices in Mesa have been helped by mom and pop investors, first time home buyers and out of state investors, all competing for the dwindling inventory.

Foreclosure listings are also down adding to the shortage of homes for sale in the Mesa AZ real estate market. Though banks have started to increase their aggressiveness again, post Government settlement, the inventory has not started showing up. The number of homes sold as short sales is up and is projected to continue that way in 2012 ahead of the expiration of the Mortgage Forgiveness Debt Relief Act.

The does not seem to be much help for Mesa AZ real estate home owners affected by the diminished housing values, as 52% of the homes are still underwater and only a small percentage of homeowners will even qualify for the highly restricted HARP 2.0 or the AG homeowner settlement. This mean that there will likely be more short sales and foreclosures coming in spite of the pre-election year gimmicks proposed and/or implemented in Washington D.C.

Scott Whitwam answers many questions related to these issues in this week’s R.E. Scott Real Estate Talk radio program

RE Scott Real Estate Talk broadcast on Mesa AZ Real Estate Market Ever Changing



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/mesa-az-real-estate-market-ever-changing/feed/ 0 FHA Mortgage Insurance Going Up – Home Values On The Rise http://www.scottwhitwam.com/blog/fha-mortgage-insurance-going-up-home-values-on-the-rise/ http://www.scottwhitwam.com/blog/fha-mortgage-insurance-going-up-home-values-on-the-rise/#comments Mon, 12 Mar 2012 17:23:42 +0000 Scott http://www.scottwhitwam.com/?p=926 President Obama announces last week his newest fix to the house problem. In order to help struggling home owners, the president announce a reduction in the cost FHA streamline refinancing cost homeowners for the upfront for Mortgage Insurance by 90% and the cost of required monthly mortgage Insurance by 50%.

On the surface this sounds like a positive step to help homeowners who have higher than current market rate interest on current home loans, refinance into much lower interest rates. The additional benefit would be removing the burden of high upfront and ongoing mortgage insurance costs.

But wait! Is this …

]]> President Obama announces last week his newest fix to the house problem. In order to help struggling home owners, the president announce a reduction in the cost FHA streamline refinancing cost homeowners for the upfront for Mortgage Insurance by 90% and the cost of required monthly mortgage Insurance by 50%.

On the surface this sounds like a positive step to help homeowners who have higher than current market rate interest on current home loans, refinance into much lower interest rates. The additional benefit would be removing the burden of high upfront and ongoing mortgage insurance costs.

But wait! Is this really a positive step or just another BAILOUT? HUD (Housing and Urban Development) has been under the gun with its FHA mortgage insurance reserves. How will lowering the cost of the FHA mortgage insurance for homeowners who can afford to keep their homes help?

Not to worry because President Obama’s plan has a fix. Since the housing market has fully recovered, an initiative to raise the mortgage insurance rates home buyers pay when purchasing a new home and using FHA financing is part of the plan. The only problem is that the housing market has not recovered. In fact the housing market nationwide is flat, and Arizona is just starting to show signs that it might stabilize.

For more details about the FHA mortgage insurance changes listen to this week’s R.E. Scott Real Estate Talk radio program.

RE Scott Real Estate Talk broadcast on FHA Mortgage Insurance Going Up – Home Values On The Rise



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/fha-mortgage-insurance-going-up-home-values-on-the-rise/feed/ 1 Short Sales, Foreclosures And Mortgage Forgiveness Debt Relief Act of 2007 http://www.scottwhitwam.com/blog/short-sales-foreclosures-and-mortgage-forgiveness-debt-relief-act-of-2007/ http://www.scottwhitwam.com/blog/short-sales-foreclosures-and-mortgage-forgiveness-debt-relief-act-of-2007/#comments Mon, 05 Mar 2012 17:26:23 +0000 Scott http://www.scottwhitwam.com/?p=921 Facing foreclosure or considering a short sale is a significant life event. The impact on a person’s future can be significant in the case of a home foreclosure. Short sale has become a way for homeowners to minimize the impacts on credit and future buying ability while recovering more proceeds for their lender.

Foreclosures and short sales have created nationwide issues for which the government has attempted to minimize through program. One step to protect people who were financially impacted by the real estate bust implemented under President George Bush was the Mortgage Forgiveness Debt Relief Act of 2007. This …

]]> Facing foreclosure or considering a short sale is a significant life event. The impact on a person’s future can be significant in the case of a home foreclosure. Short sale has become a way for homeowners to minimize the impacts on credit and future buying ability while recovering more proceeds for their lender.

Foreclosures and short sales have created nationwide issues for which the government has attempted to minimize through program. One step to protect people who were financially impacted by the real estate bust implemented under President George Bush was the Mortgage Forgiveness Debt Relief Act of 2007. This act was intended to keep people who lost their homes to foreclosure or short sale avoid the addition of a huge IRS tax bill to boot.

2012 is anticipated to be the largest year for short sales and one reason people are opting to sell now is that the Mortgage Forgiveness Debt Relief Act of 2007 will expire December 31, 2012. When the tax relief protection ends, homeowners faced with foreclosure and short sales will also face income tax on the forgiveness of debt at their normal tax rate.

This week on the R.E. Scott Real Estate Talk radio program I interviewed John “The Titleman” Lotardo, Vice President & General Counsel for Stewart Title and Trust of Phoenix. We spent the hour talking about short sales, foreclosures and Mortgage Forgiveness Debt Relief Act of 2007. You can listen to the full radio replay here.

RE Scott Real Estate Talk broadcast on Short Sales, Foreclosures And Mortgage Forgiveness Debt Relief Act of 2007



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/short-sales-foreclosures-and-mortgage-forgiveness-debt-relief-act-of-2007/feed/ 0 Use A Mesa AZ Realtor® When Buying A Home – Mesa AZ Buyer’s Agent http://www.scottwhitwam.com/blog/use-a-mesa-az-realtor-when-buying-a-home-mesa-az-buyers-agent/ http://www.scottwhitwam.com/blog/use-a-mesa-az-realtor-when-buying-a-home-mesa-az-buyers-agent/#comments Mon, 27 Feb 2012 17:25:23 +0000 Scott http://www.scottwhitwam.com/?p=909 Why would you want to use a Mesa AZ Realtor® when searching for and buying a home? The first reason is it is in your best interest; consider this:
1. A Buyer’s Agent should cost you the buyer ZERO!
That is correct; you should not have to pay a residential buyer’s agent anything for hiring them.
2. Arizona is an agency state. Because of a provision in the Arizona Constitution (Art 26) licensed real estate agents can provide legal services as it relates to a real estate transaction for which they are your Agent.
3. Your agent owes you a …

]]> Why would you want to use a Mesa AZ Realtor® when searching for and buying a home? The first reason is it is in your best interest; consider this:
1. A Buyer’s Agent should cost you the buyer ZERO!
That is correct; you should not have to pay a residential buyer’s agent anything for hiring them.
2. Arizona is an agency state. Because of a provision in the Arizona Constitution (Art 26) licensed real estate agents can provide legal services as it relates to a real estate transaction for which they are your Agent.
3. Your agent owes you a fiduciary duty. – Your agent owes you a duty or obligation to act in your best interest at all times.
When you “hire” a Mesa AZ Realtor® as a buyer’s agent you get all the benefits and the seller pays the for your agents services.

Why should you insist on having a Buyer-Broker Agreement in place when hiring a Mesa AZ Realtor®? Commitment
A Buyer-Broker Agreement establishes that both you as a buyer are committed to your agent so he know if he puts in days, week or months of work he/she will get paid & that your agent is committed to you so that they will work hard to help you find the perfect home. If you are concerned about getting stuck with an agent you don’t work well with, insist on a shorter term or a cancelation clause. I like the termination clause as either party can cancel if things don’t work out.

Ok all this talk about buying a home and using a Mesa AZ Realtor® as a buyer agent is related to this week’s R.E. Scott Real Estate Talk radio program. There is no question that inventories in East Valley cities like Mesa, Gilbert and Chandler have fallen and prices have started to rise as completion is become stiff for properties. This many times leads to buyer frustration. Agents are frustrated because they are working hard and not able to get homes under contract and buyers get frustrated sometime feeling that their Realtor® is not working hard enough to help them get a home.

A Mesa AZ Realtor can help you get the home you want… 5 great tips for buying in today’s real estate market – Listen to the show here

RE Scott Real Estate Talk broadcast on Buying Real Estate in Today’s Market



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/use-a-mesa-az-realtor-when-buying-a-home-mesa-az-buyers-agent/feed/ 0 Short sales will continue to dominate the Mesa Arizona real estate market http://www.scottwhitwam.com/blog/short-sales-will-continue-to-dominate-the-mesa-arizona-real-estate-market/ http://www.scottwhitwam.com/blog/short-sales-will-continue-to-dominate-the-mesa-arizona-real-estate-market/#comments Mon, 20 Feb 2012 19:01:36 +0000 Scott http://www.scottwhitwam.com/?p=906 Short sales will continue to dominate the Mesa Arizona real estate market throughout the next several months. The driving force behind the increase in short sale in Mesa AZ is the coming expiration of the Mortgage Forgiveness Debt Relief Act of 2007.

The Mortgage Forgiveness Debt Relief Act of 2007 (MFDRA), which is intended to forgive the income tax due on the difference between what a home short sells for and the debt owed. This is causing the upward trend in Mesa AZ Short Sales we see today. There are some restrictions and people considering a mortgage modification, short sale …

]]> Short sales will continue to dominate the Mesa Arizona real estate market throughout the next several months. The driving force behind the increase in short sale in Mesa AZ is the coming expiration of the Mortgage Forgiveness Debt Relief Act of 2007.

The Mortgage Forgiveness Debt Relief Act of 2007 (MFDRA), which is intended to forgive the income tax due on the difference between what a home short sells for and the debt owed. This is causing the upward trend in Mesa AZ Short Sales we see today. There are some restrictions and people considering a mortgage modification, short sale or foreclosure should check with their tax accountant before assuming they have no tax obligation.

This upward trend to short sale in Mesa AZ is helped by low inventories, high buyer demand. For someone needing to short sale a home now may just be the best time since the real estate market turned down. Large servicers like Bank of America are expecting large increases in the number of short sales in 2012. This is in part because banks are better at processing short sales and systems are in place that uniform the process between banks.

If you are considering a short sale in Mesa AZ you can get more information on this week’s R.E Scott Real Estate Talk radio program replay

RE Scott Real Estate Talk broadcast on Short sales will continue to dominate the Mesa Arizona real estate market



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/short-sales-will-continue-to-dominate-the-mesa-arizona-real-estate-market/feed/ 0 Inner City Mesa Arizona Real Estate, Is This Where Recovery Starts? http://www.scottwhitwam.com/blog/inner-city-mesa-arizona-real-estate-is-this-where-recovery-starts/ http://www.scottwhitwam.com/blog/inner-city-mesa-arizona-real-estate-is-this-where-recovery-starts/#comments Mon, 13 Feb 2012 17:27:38 +0000 Scott http://www.scottwhitwam.com/?p=900 Inner city Mesa Arizona real estate is not unlike real estate in many large cities that have been hard hit by the economy. Mesa Arizona is the 37th largest city in the country and as such has many of the challenges faced by other large cities. The larger cities have had their inner city property values drop forcing many home owners into foreclosure. Stabilization in inner city Mesa Arizona real estate will bring positive changes and may be where recovery will start.

Often we overlook the condition within our inner cities and focus on our lives outside these core areas. …

]]> Inner city Mesa Arizona real estate is not unlike real estate in many large cities that have been hard hit by the economy. Mesa Arizona is the 37th largest city in the country and as such has many of the challenges faced by other large cities. The larger cities have had their inner city property values drop forcing many home owners into foreclosure. Stabilization in inner city Mesa Arizona real estate will bring positive changes and may be where recovery will start.

Often we overlook the condition within our inner cities and focus on our lives outside these core areas. Inner city Mesa Arizona’s real estate is not exempt. With housing values being down over 50% compared to just a few years ago, homeowners are facing the reality of needing to short sales or foreclosure. Large numbers of investors in Mesa have been buying homes at large discounts.

When investors begin to dominate a community there is harm that can come from it. We see lower levels in ownership pride and engagement in the local community. When owners dominate a community they take greater pride in keeping and improving their home and thus their community. Owners spend more time volunteering, more time helping in communities and assisting in local schools. Homeownership leads to more local jobs as homeowners spend more money improving and maintaining their homes than renters do. Inner city stabilization in Mesa Arizona real estate will help to bring about recovery.

At the forefront of helping to bring about stabilization of home ownership in the inner city is a non-profit organization that is making a difference throughout the Phoenix-Mesa valley. The National Association of Hispanic Real Estate Professionals (“NAHREP”) is helping the Hispanic community with sustainable homeownership. This makes perfect sense since a large population of people who are of Hispanic decent are living in the inner cities in Arizona. Mesa Arizona real estate price recovery needs to start in these core inner city areas where prices have been driven down for the rest of the market to begin to see real positive change.

While Interviewing Grey Sehnert, President of NAHREP Arizona Chapter and Gail Buck, Former President and Chairman Emeritus of NAHREP Arizona Chapter, we discusses how NAHREP-AZ has taken a hands on approach. A perfect example of NAHREP’s influence can be seen in one Phoenix community we known as Maryvale. Maryvale is a planned community development within the city or Phoenix. Located in Maryvale is the major league baseball spring training facility of the Milwaukee Brewers. This area has been one of the hardest hit locations anywhere in the Phoenix-Mesa valley. NAHREP-AZ has put on charity events to raise money for student athletes, sports facilities and school programs. At the fore front is NAHREP education of real estate professionals to be capable of providing home affordability and sustainability services to home buyers and foreclosure alternatives to homeowners.

Mesa Arizona real estate can plan on seeing a strong recovery if we can manage to stabilize the inner city through sustainable homeownership. Then we will see stabilized prices on these lower priced homes located in the inner city communities and price stabilization on homes in neighboring communities as well.

You can listen to the full interview of Grey Sehnert, President of NAHREP Arizona Chapter and Gail Buck, Former President and Chairman Emeritus of NAHREP Arizona Chapter.

RE Scott Real Estate Talk broadcast on Inner City Mesa Arizona Real Estate



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Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/inner-city-mesa-arizona-real-estate-is-this-where-recovery-starts/feed/ 0 Buying A Home For Sale In Phoenix? Repairs Done Right http://www.scottwhitwam.com/blog/buying-a-home-for-sale-in-phoenix-repairs-done-right/ http://www.scottwhitwam.com/blog/buying-a-home-for-sale-in-phoenix-repairs-done-right/#comments Wed, 01 Feb 2012 12:00:03 +0000 Scott http://www.scottwhitwam.com/?p=854 Are considering buying a home for sale in Phoenix AZ? It is very likely that you will be purchasing a home that is in some form of distress. With distressed properties making up a large portion of the available homes for sale, you will likely be faced with reconditioning issues.

Buyers who can overlook condition issues can find a good deal. When buying a home for sale in Phoenix, the competition for move in ready homes is high. If you are willing to paint, replace flooring and make some minor repairs, you may very well find a gem overlooked by …

]]> Are considering buying a home for sale in Phoenix AZ? It is very likely that you will be purchasing a home that is in some form of distress. With distressed properties making up a large portion of the available homes for sale, you will likely be faced with reconditioning issues.

Buyers who can overlook condition issues can find a good deal. When buying a home for sale in Phoenix, the competition for move in ready homes is high. If you are willing to paint, replace flooring and make some minor repairs, you may very well find a gem overlooked by others.

That is where people like Jason James of Jason James Development come in. Jason is a well respective home reconditioning expert. As a Phoenix native he understands the industry and needs of people looking for good work at a great value. When buying a home for sale in Phoenix AZ, having Jason James Development on your side can render the repairs moot.

I had an opportunity to interview Jason on the radio program and you can listen to the replay here. You can reach Jason James Development at www.jasonjamesdevelopment.com or 602-468-6937

RE Scott Real Estate Talk broadcast on Home Repairs & Remodels Done Right



Don’t miss a thing by following Scott’s blog and real estate broadcast…

Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

]]> http://www.scottwhitwam.com/blog/buying-a-home-for-sale-in-phoenix-repairs-done-right/feed/ 0 Tax Refund? Buy That home for sale in Mesa AZ Now! http://www.scottwhitwam.com/blog/tax-refund-tax-refund-buy-a-home-for-sale-in-mesa-az-now/ http://www.scottwhitwam.com/blog/tax-refund-tax-refund-buy-a-home-for-sale-in-mesa-az-now/#comments Mon, 30 Jan 2012 17:47:18 +0000 Scott http://www.scottwhitwam.com/?p=851 With all the bad news about the real estate market this is the time to buy that home for sale in Mesa AZ. It has been a long time coming for the Mesa AZ market but things are looking up. Real estate inventories are very low, less than half of that of one year ago.

The decreasing levels of inventory have made finding and acquiring the perfect home challenging. That is where you need a good Realtor® that can assist in getting that home for sale in Mesa AZ under contract. And as evidenced by the growing number of investors …

]]> With all the bad news about the real estate market this is the time to buy that home for sale in Mesa AZ. It has been a long time coming for the Mesa AZ market but things are looking up. Real estate inventories are very low, less than half of that of one year ago.

The decreasing levels of inventory have made finding and acquiring the perfect home challenging. That is where you need a good Realtor® that can assist in getting that home for sale in Mesa AZ under contract. And as evidenced by the growing number of investors buying properties at a heated rate… Real estate is ON SALE!

Think you cannot qualify to buy a home? Think again! There are many options for those who have little money for a down payment and ailing credit to buy a home for sale in Mesa AZ.
1. FHA financing provides a viable option for people with little money available for a down payment. The buyer only need 3.5% of the purchase price and this 3.5% can be money in savings, a gift from a family member and even a loan on a secured asset.
2. Your tax refund may also provide the needed funds to turn your dream of homeownership into reality. Many people overlook their refund as a source of down payment.

Think your credit score is too low to buy that home for sale in Mesa AZ. Maybe not! Speaking with a qualified lender like John Burgoyne of American Pacific Mortgage 480-883-6633 www. apmdirectlender.net (http://apmdirectlender.net) is the first step to homeownership. A qualified lender can help you take steps to improve your credit score and qualify for your Mesa home.

With interest rates at historic lows and real estate prices at such affordable levels this is a great time to buy a home for sale in Mesa AZ. Find out what you can afford or what it will take to be a home owner in Mesa AZ.

RE Scott Real Estate Talk broadcast Tax Refund? Tax Refund? Buy A home for sale in Mesa AZ Now!

Don’t miss a thing by following Scott’s blog and real estate broadcast…

Scott Whitwam Realtor
Crown Key Real Estate
Mesa AZ

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